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Help ASAP! I need to insure my work by this weekend. What company do you us and do they cover theft, loss, and liability?

Posted by Lisa Ben-Zeev on July 8, 2009 at 3:58pm in Business of Art Fairs
Help! I have called several companies and have been unable to get insurance for my jewelry. i tried to get a rider on my home owners policy but they only insure costume jewelry. I'm a newbie and have my first show this weekend! I need to get coverage for theft, loss, and liability. If you have a good company please provide me the company's name and the phone number. thank you. lisa

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Replies

  • Lisa Ben-Zeev July 9, 2009 at 11:11pm
    thanks everyone for responding so quickly! I am going with State farm since i already have them for homeowners. It will run around $400 a year. 2 policies, one for items at my cost that run under $100 and one for items over $100. does this seem to be what it costs?
  • Rich Peterson July 9, 2009 at 9:52pm
    We use State farm as they cover our studios, inventory in transit, loss at fairs, liability at fairs , i.e. the whole business. By this weekend I am not sure it can happen that quickly.
    Rich of Sherrill & Rich
  • Michelle Sholund July 9, 2009 at 3:09pm
    RLI is pretty good. They tend to specialize in insurance for show artists. Been around for a long time. - Michelle
  • Douglas Farrar July 8, 2009 at 11:16pm
    We have an Inland Marine Policy with State Farm. They insure our jewelry in the studio, in the vehicle and at shows.

    Doug Farrar
  • Christine Hauber July 8, 2009 at 10:43pm
    I use RLI. My agent is Chris Alexander. 309-692-1000 ex. 5481. I am insured for photography so not sure of the terms for jewelry.
  • don crozier July 8, 2009 at 7:51pm
    Have you read the discussion about Commercial liability insurance?
    http://www.artfairinsiders.com/forum/topics/commercial-liability-in...
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